Keeping you covered

Business Insurance by Guardus Insurance Services Inc.

Don't leave everything to chance; keep yourself protected with an insurance

20+ years serving clients

100% customer satisfaction

11 knowledgeable advisors to help you

20+ coverage options to choose from

coworkers team working brainstorming concept 329181 11984 1

Business Insurance provided by Guardus Insurance Services Inc. .

You’ve taken a big risk by starting your own business. Let us help you protect and grow that business with insurance customized to help meet your needs. We at Guardus Insurance Services Inc. will assess your business and provide cost-effective solutions that keeps your business protected.

Business Owners Policy
Business Owners Insurance

Most businesses will need a business owner’s policy (BOP). A BOP combines business property, business liability and business income insurance in one policy.

 
Workers Compensation
Workers Compensation Insurance

Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses. 

 
Commercial Property Insurance
Commercial Property Insurance

The place you do business says a lot about your success. Maybe your wholesale company acquired a second warehouse. 

 
 
Business Auto Insurance
Commercial Auto Insurance

As a businessowner, you need insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel. 

 
 
General Liability 1
General Liability Insurance

General liability insurance protects you and your business from “general” claims involving bodily injuries and property damage. 

 
employees working warehouse 23 2148923075 1 1
Commercial Umbrella Insurance

You’ve worked hard for the success of your business — and a single unfortunate event could put its assets at risk if the cost of a covered claim exceeds the limits of your business liability insurance.

 
Restaurant Insurance
Restaurant Insurance

Restaurants, coffee shops and other food service businesses have their fair share of headaches. A lawsuit from a customer who falls on a wet floor shouldn’t be one of them. 

 
Non Profit Insurance
Non Profit Insurance

Given the shoestring budget on which many nonprofits operate, a single large and unexpected expense could lead to financial ruin. 

 
 
Garage Repair Insurance
Auto Repair Shop Insurance

Local drivers depend on you for quality auto repair service to get them back behind the wheel fast. Any number of events can threaten your day-to-day operation.

Fiduciary Insurance
Fiduciary Liability Insurance

Fiduciary liability insurance protects individuals or entities who oversee employee benefit plans from claims they mismanaged those plans in breach of their fiduciary duty.

 
young couple event manager discussing plan 23 2148085189 1
Special Events Insurance

Whether you’re an event planner, marketing agency, or just a family throwing an elaborate wedding, special event insurance can step in when you’re sued over the property damage, accidents, or injuries that crash your party.

Cyber Liability
Cyber Liability Insurance

Your networks and data are the lifeblood of your business. From your brand reputation to employee and financial data, cyber attacks are increasing in their frequency and their intensity.

Employment Practice Liability Insurance
Employment Practices Liability Insurance

Employment-related risks are among a business’s most potentially damaging exposures, often centering around sexual harassment, wrongful termination, or discrimination.

 
Error Ommission
Error & Omissions Insurance

Mistakes happen. But even an innocent error on your part could lead to a client bringing a lawsuit against you for negligence.

Directors Officers Liability
Directors & Officers Liability Insurance

In today’s complex operating environment, D&O claims brought by stakeholders such as shareholders, customers, vendors, competitors, suppliers, regulators, and creditors, present increased risk for companies across all industries.

Crime Insurance
Crime Insurance

From theft and vandalism to social engineering and employee fraud, your company faces a wide array of potentially costly risks. 

 
Commercial Flood Insurance
Flood Insurance

Most business insurance policies don’t cover losses resulting from floods, and if you’re located in a low-risk flood area, you might be tempted to bypass this important coverage.

Builders Risk Insurance
Builders Risk Insurance

Because every construction project is unique, each builder’s risk policy is different.

 
group friends enjoying drinks bar 23 2147859498 1 1
Liquor Liability Insurance

Serving alcohol at a special event or owning a business that serves alcohol always involves an element of risk.

 
Surety Bonds
Surety Bonds

To run your business, you need guarantees for contracts and other financial obligations. A surety bond is a promise to be liable for the debt, default, or failure of another.

 
 
Inland Marine Insurance
Inland Marine Insurance

Don’t let the term “inland marine” confuse you. As opposed to “marine insurance,” which covers products when transported over water, inland marine insurance covers products, materials and equipment when transported over land

Environmental Insurance 1
Environmental Insurance

Today, greater  risk exposure is coming from environmental liabilities that are likely not insured under standard liability insurance and property programs.

System Breakdown Insurance
System Breakdown Insurance

Commercial property insurance protects your business against equipment and machinery being damaged by fire, flood and other external risk. 

black-ceo-white-businessman-shaking-hands-group-meeting_1163-4885 (1) (1)
Key Person Life Insurance

Most maturing small businesses have a core group of key individuals who are absolutely essential to the profitable operation of the company.

 

Lets know more about Business Insurance? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

Request a Callback

Get personalized Business Insurance

Name(Required)
This field is for validation purposes and should be left unchanged.
Skip to content