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Manufacturer Insurance

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20+ coverage options to choose from

Manufacturer Insurance Provided By Our Agency

From regulatory compliance issues to equipment breakdowns to damage to your buildings, vehicles, or goods, we can help minimize common manufacturing exposures and keep your business running. We can help you manage those types of common business disruptions and reduce losses with our light manufacturing insurance.

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Property damage
Employment Practices liability
Auto damage
Equipment breakdown
Product Recall

Property damage coverage

Risk Factors

Your property is constantly exposed to risks such as fire, theft, and other unexpected events, which can cause a significant loss.

Solution

Commercial property insurance helps to protect your place of business and the tools you use, such as plastics, injectors, and molds. Commercial property insurance can help protect these tools whether you own or lease them.

Employment practices liability coverage

Risk Factors

Manufacturing businesses may face claims and lawsuits over issues like wrongful termination, discrimination, workplace harassment, and Retaliation.

Solution

Manufacturer insurance helps you cover the risks your employees can cause for non-specific reasons.

Auto damage coverage

Risk Factors

Your commercial auto meets an accident, and all your tools and supplies get damaged along with your vehicle.

Solution

You may consider commercial auto insurance if you pick up tools, supplies, or other raw materials through a vehicle. In addition, a business auto policy can help provide coverage that’s not usually included in a personal auto policy.

Equipment breakdown coverage

Risk Factors

Manufacturers rely on equipment to power their processes. But equipment can be susceptible to electrical issues such as surges, arcing, and short circuits.

Solution

Manufacturers insurance ensures your equipment is protected from all these concerns, and your business doesn’t face any halt because of the same.

Product recall coverage

Risk Factors

Product recalls are on the rise. Many costs are associated with removing your product from the market and correcting potential mistakes.

Solution

Since your reputation is on the line, so you’ll want to know you have the support and coverage to get this done as quickly as possible.

Insurance for a Manufacturing Business?

Manufacturing businesses must make several people happy. Depending on how your company is set up, you may simultaneously have responsibilities to suppliers, partners, customers, and end users. Manufacturing products allows you to satisfy the needs and desires of thousands of people at once. This business is rewarding, but it carries a certain level of risk as well.

Small business insurance comes in many packages that can be designed to fit your manufacturing business needs today and grow with it into the future. It’s not another cost; it’s a wise investment that keeps your company safe from financial pitfalls.

Who needs Manufacturer Insurance?

Any business that produces products or goods needs manufacturers’ insurance. Examples include:
  • Bottling Plants
  • Canning Facilities
  • Clothing & Apparel Manufacturers
  • Computer & Electronics Manufacturers
  • Fabricators
  • Food Mills & Refineries
  • Furniture Manufacturers
  • Meat Packing Plants
  • Mobile Home Manufacturers
  • Plastic Manufacturers
  • Printers
  • Publishers
  • Textile Mills
  • Tobacco Plants
  • Tool & Die Manufacturers

And much more

Manufacturer Insurance you can consider

Most fabricating and manufacturing businesses have a Business Owner’s Policy (BOP). It helps improve the quality of your insurance coverage by protecting your manufacturing business like a homeowners policy covers your home.

Combining three coverages, a BOP helps save you money on insurance rates while safeguarding the manufacturing business you’ve worked so hard to build. Comprehensive manufacturer’s insurance is typically made up of the following:

General Liability insurance helps cover lawsuits resulting from an injury or property damage caused by your business. For example, a customer gets injured by a machine in your shop. In addition, general liability can help cover the associated medical costs. This coverage even helps cover claims alleging slander and libel. However, it does not help cover claims tied to your professional services. For those, you’d need professional liability coverage.

Commercial Property insurance helps protect your place of business and the tools you use, such as plastics, injectors, and molds. Commercial property insurance can help cover these tools whether you own them or lease them.

Business Income insurance helps cover your lost income if you can’t run your manufacturing business due to covered property damage or loss, like a fire or storm.

Workers’ Compensation Insurance

Apart from manufacturer’s insurance, most states require workers’ compensation insurance. Workers’ comp helps provide benefits to employees for a work-related injury or illness. Some of these benefits include paying:

  • The costs of medical care
  • Wages from lost work time

If your employee’s family sues you for their injury or illness, this coverage can also help cover your related legal fees

Commercial Auto Insurance

Do you or your employees use personal vehicles to:

  • Meet customers?
  • Attend business conferences?
  • Pick up tools and supplies?

If you do, you may want to consider commercial auto insurance. A business auto policy can help provide coverage that’s not usually included in a personal auto policy. For example, this can help cover you or an employee if an accident involving an owned vehicle is used for work.

We know you’re busy. That’s why we’ve made it easy for you to find all the coverage you need in one place. Our team can help manufacturing businesses, like yours, with their insurance quotes today!

Already have Manufacturer Insurance? Switching is easy

It might be time to switch insurers whenever your existing insurer's service doesn't meet your needs. For example, it might be time to consider other options if you have poor claims experience or an unexplained rate increase.

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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We extend coverage to individuals and businesses in Campbell, CA and surrounding areas.
281 E. Hamilton Ave Suite 5 | Campbell, CA 95008
408.201.9410
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